Unless otherwise noted, the graphic images, buttons, layout, and text contained in this web site are the exclusive property of EnsureQuote and/or its affiliates, or the insurance companies represented, and may not be copied or distributed, in whole or in part, without the express written consent of EnsureQuote. Permission is granted to print copies of this document, and to display and use this document with a computer solely for personal or internal use.
The materials and information in this site are provided "as is" and without warranties of any kind either expressed or implied. EnsureQuote and its related affiliated and subsidiary companies, disclaims all warranties, expressed or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose.
It is your responsibility to evaluate the accuracy, completeness and usefulness of any opinions, advice, services or other information provided. All information contained on any page is distributed with the understanding that the authors, publishers and distributors are not rendering legal, accounting or other professional advice or opinions on specific facts or matters, and accordingly assume no liability whatsoever in connection with its use. Consult your own legal or tax advisor with respect to your personal situation.
In no event shall EnsureQuote, or any employee or associated person, personally and its related, affiliated and subsidiary companies, be liable for any direct, indirect, special, incidental, or consequential damages rising out of the use of the information herein.
EnsureQuote does not guarantee that you will be offered a disability or life insurance policy at the conclusion of your application process. EnsureQuote is not an insurance company but rather acts as an agency for multiple insurance companies. EnsureQuote has agents and those agents act as the agent of record for all applications submitted through the EnsureQuote, service. EnsureQuote does not endorse any specific insurer.
The information provided by us and contained on this website perceived by us to be accurate. However, it is possible it contains information that is inaccurate. Pricing data and other information comes from other sources and we try our best to make sure it is correct. If at anytime you see incorrect information, please let us know and we will review and correct the matter.
Insurance quotes are based on many factors. An online quoting system will not be able to assess all factors in the underwriting process and therefore may not be exact. It is very possible that quotes can be higher or lower based on specific client circumstances. Insurance and health ratings make a big difference in pricing and until the underwriter from the insurance carrier assesses your heath status, it will be hard to get an accurate quote and quotes provided may change.
We have no interest in contacting anyone on the “National Do Not Call List”. It would be a waste of our time and yours. If you are on the “National Do Not Call List”, but contacted us, you explicitly created a relationship with us and made a request. In this case, we will contact you to fulfill your request. By creating this relationship, you agree we can contact you. By contacting us, you are waiving any right (including the Telemarketing Sales Rule) extending in perpetuity to claim that we contacted you without your express consent. At any time we will immediately honor any request to be placed on our internal “do not contact” list.
Under Title V of the Gramm-Leach-Bliley Act, consumers have the right to limit the dissemination of nonpublic personal information. EnsureQuote maintains a strict policy against the dissemination of nonpublic personal information which may be found in the files of its clients and applicants. All EnsureQuote employees are trained and aware of the confidentiality of such information. Such nonpublic personal information is routinely provided by consumers to life insurance companies and related individuals including, but not limited to, their agents, wholesalers, and reinsurers, all of whom need this information in order to evaluate their inquiries, provide accurate price quotations, and underwrite their applications for coverage. As such, in order to provide the high level of service our clients have come to expect, it is understood that by filling out and submitting a quote request form, or application request form, consumers are granting EnsureQuote the permission to evaluate this information, and in it's sole judgment, to share it with insurance companies, their reinsurers, wholesalers, and other related parties (including the applicant) as necessary for the purpose of shopping for, evaluating, making recommendations regarding, and/or underwriting any proposed or existing disability or life insurance coverage. Such nonpublic personal information is not used for any other purpose.
The underwriting (risk assessment) will not begin until after the completed, hard-copy or digital, signed application is received by the insurance company. In conjunction with any formal application for insurance, except as may be provided in a properly-executed Conditional Receipt, no coverage is in force until the insured has received the issued policy, paid the premium and completed any other policy delivery requirements that might be required by the insurance company. If there is any question, concern or ambiguity regarding this issue, please refer to the language on the insurance company's application form. EnsureQuote herein advises all proposed insureds NOT to cancel any existing coverage UNTIL they have received their new policy from the issuing company and found it to be satisfactory. Even if you are applying for coverage to replace an existing policy, NEVER cancel the existing coverage until the new policy is approved, in force, delivered and paid for.
We reserve the right to disclose your personally identifiable information as required by law such as pursuant to a subpoena, regulatory oversight, other legal process or when we believe that disclosure is necessary to protect our rights.
Products are subject to underwriting requirements. Suicide and pre-existing condition limitations apply. Products are not available in all states.
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