This policy pays out a death benefit if an accident causes death within a specific time period. However, the accident has to be the direct cause of death.
Accidental death is usually fairly inexpensive, you need no medical exam and there is typically no waiting period. Therefore, in cases where you have been denied traditional insurance because of your health, or becasuse traditional is too expensive, this type of insurance can provide some level of security. However, it is not preferred over traditional insurance because nobody knows how he or she will pass away.
Get an Accidental Death Policy
Examples:
Accidental deaths are the 5th leading cause of death in the United States.
Not everything is covered with an Accidental death policy.
Examples (not inclusive of all exlusions):
Partial benefits can be paid in case of serious injury, usually a loss of a limb, finger, toe, or permanent paralysis. Benefits for injuries should be listed in the policy and it is important to review for your specific risk case.
Get an Accidental Death Policy
Mon-Fri 8am-8pm & Sat 8am-1pm, Central Time
We want to provide you the best advice to protect you, your family and your business.