Having a Child?

Insurance is the most important financial tool you can use to protect your children.

A parent is a provider, a teacher, and a caregiver. Your children depend on you for both emotional and financial support. Financially, we can help make sure they are protected and have the resources to be taken care of. This helps them emotionally as well as financially.

Insurance is the only financial product available that can provide a safety net for your family. Children have needs and wants and you need to consider all the expenses they incur.

30%    Housing and Shelter

16%    Food

6%      Clothing

14%    Transportation

8%      Health care

18%    Child Care & Education

8%      Miscellaneous

The worst thing for your child would be to lose a parent and then have their life disrupted. Housing is the single biggest expense for a child. Think about you passing away and your children having to move schools or into a smaller home because you did not have life insurance. Think about how much more traumatizing it would be for your child.

You can keep them protected, make sure they have food, clothing, shelter and all their basic needs met. You can even make sure college is paid for.

If you are independently wealthy, life insurance is optional and can be used as an estate-planning tool for your children.

For the majority, life insurance is a requirement to be a responsible parent.

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