Tips for getting the best insurance quotes.
|
|
Tips for getting the best insurance quotes.
Summary: If you are shopping for insurance, it is important to compare a few quotes before making any decisions. But, they must be ACCURATE quotes! Here are some tips to ensure that you get the best
insurance quotes.
General insurance tips:
1. Have your current insurance policy with you when requesting your insurance quotes.
2. Consider a higher insurance deductible.
3. Place all of your insurance policies with the same company to
qualify for a multiple policy discount. |
For car insurance quotes
1. Be sure all vehicle discounts are applied (Anti-lock brakes, Alarm system, daytime running lights, vin-etching, etc.).
2. Take a defensive driving course.
3. Be very accurate about your mileage to
and from work.
4. Ask about affinity discounts.
For a homeowners insurance quotes
1. Be sure that your home is insured to its value
2. Be sure all home discounts are applied (Alarm, smoke alarms, fire extinguishers, dead bolt
locks, etc.).
3. If your older home has been renovated, tell your agent.
For a life insurance quotes
1. Consider level premium term insurance.
2. If you are a smoker, quit for at least 13 months and request that your insurance company consider you for a nonsmoker insurance rate.
For a health insurance quotes
1. Consider a higher co-payment or deductible.
2. Join a group health insurance plan.
For a long-term insurance quotes
1. Consider a longer elimination (waiting) period.
2. Purchase coverage when you are young (premiums are lower).
3. Pick a daily benefit based on where you live. |
|
|
